FinTech in Business

Supporting payment and risk management
since 2003.

Services portfolio

Credit report

Protect your business with qualified information.

Optimize the use of credit reports.

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Direct debit for German and Austrian customers – fast and safe!

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Customers and providers value flexible payment solutions. We develop, purchase, connect and operate all modules that are necessary for the operation of a Buy Now Pay Later (BNPL) platform.

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With our omnichannel solutions you network your entire business as a digital platform with the involvement of all stakeholders. Our approach is that of a Modular Overlay Architecture (MOA).

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Compliance & Multi-Ident

Secure your business and check all relevant sanction lists during checkout. Discover our multi-ident fraud prevention services. 

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Do you have no IT resources left for your project? We do!

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Over 1000 customer branches of different sizes, and different types of access using e-payment, risk management and IT integration services from creditPass on a regular basis. They have been doing so since 2003!

Find some of our customers and partners below:



creditPass is accessible in many ways!

creditPass offers different ways for how you can access our system. To fit your needs best you can access the creditPass interface using an  online entry mask or for automated requests via a direct connection. Both checking credit reports and processing payments is absolutely easy!


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creditPass: Financial Technology for Business

We are a concern and bank independent provider of payment and risk management technology (Finance Technology) for business customers. We connect our customers with payment system operators and agencies in Germany and worldwide. About 260 interfaces (status 04-2016) of payment system operators, credit reference data supplier, shop systems, office software vendors, ERP systems and “homegrown” applications are connected reliably and cost efficiently by creditPass. In addition we are generating economic advantages at the different platform providers through the existing purchase volumes, which we pass directly or indirectly to our customers.

creditPass GmbH was founded on 01.07.2014 as a own company from an operating division from the former telego! GmbH (telecommunications for business customers). The creditPass business as a provider for multiple interfaces to all credit agencies has been around since 2003. Managing director and shareholder of creditPass is Dipl.-Kfm. Manfred K. Wolff, Technical Director is Dr. Stefan Salzbrunn. Another partner is Dipl.-Phys. Nicolas Adolph, MBA, who together with Manfred K. Wolff has founded the telego! GmbH back in 1999.
Meanwhile, more than 1.000 companies, freelancers and public institutions are satisfied customers of creditPass.

Your contact details

Your company (mandatory)

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Your email (mandatory)

What services do you want to use?

Credit reportSEPA - epaymentFlexinvoice

PaydirektCompliance & Multi-IdentIT-Integration

How do you want to use creditPass?

online entry maskautomated requests direct connection

Additional information

(e.g. used system, union affiliation, etc...):

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