Tech Modules for BNPL

Tech Modules for BNPL


Customers and providers value flexible payment solutions. We develop, purchase, connect and operate all modules that are necessary for the operation of a Buy Now Pay Later (BNPL) platform. Our technology has a modular structure. Existing elements of the providers can continue to be operated and reliably integrated into the new environment.


Customer Data Integration

  • API Development and operation platforms to 3rd Partners
  • API Development and operation migrating existing customer base


Onboarding Fullservice Technique

  • KYC Processing
  • Risk Management, Internal Schemes
  • RiskManagement Processing 3rd partners
  • Fraud Management Processing
  • Fraud Management, Artificial Intelligence
  • Compliance Checks
  • Decision Engine



  • PSP Partners: Worldline/Payone/Saferpay/Ingenico/Ogone/Paysquare; ePay/Transact; Datatrans; InterCard/Verifone; Unzer; Concardis; Lyra
  • SEPA Direct Debit DD Processing
  • SEPA Direct Debit Chargebacks, mandate administration
  • Instant Payment Notification „Push“ (t.b.d.)



Collection Services

  • Mutual 3rd party processing
  • Payee/bank account services (CAMT e.a.)
  • Treasury FI Integration, Kickback/Provision Management


IT-Integration, Development and Operating

  • Legacy IT, Merchant Request, e.g. CRM-Interface
  • Data Processing for merchant’s black- and whitelisting


Advantages creditPass

  • Vendor for Single Checks
  • Vendor for Integrated modules Software as a Service (SaaS)
  • available in AT und CH. – ROW (t.b.d. optional)
  • Proven customer base since 2003